Privacy Policy – Finclimb Money

This Privacy Policy explains how Finclimb Wealth Advisory Pvt Ltd (“Company”, “we”, “our”, “us”) collects, uses, discloses, and protects information provided by users (“you”, “your”) when accessing or using the Finclimb Money application and website (“Platform”). By continuing to use the Platform, you consent to the collection and processing of your data in accordance with this Policy, which may be amended from time to time at our discretion.

We may collect personal information including but not limited to your name, email address, mobile number, date of birth, PAN, bank account details, and KYC-related information as required for regulatory compliance. We may also collect financial information including investment preferences, order history, and transaction details, solely for the purpose of facilitating services such as digital gold transactions and mutual fund investments. Information may be collected directly from you or from authorized intermediaries such as KYC Registration Agencies, Payment Aggregators, Account Aggregators, or SEBI-registered partners.

We use this information to provide services, process transactions, verify identity, comply with legal obligations, generate financial reports, and improve user experience. We may share your information with third-party service providers, regulated intermediaries, or governmental authorities where required by law or regulation. We do not sell or rent your personal information to advertisers or unrelated third parties.

We implement reasonable security measures, including encryption, restricted access, and regular monitoring, to protect your data from unauthorized access, disclosure, or misuse. However, you acknowledge that no method of transmission or storage is fully secure, and we disclaim liability for security incidents beyond our reasonable control.

You may access, update, or correct your information by writing to us, and may withdraw consent for data processing subject to regulatory requirements. Withdrawal of consent may restrict or terminate access to certain services. We retain data for as long as necessary to provide services or as mandated under applicable law, after which it is anonymized or securely deleted.

The Platform is not intended for individuals under 18 years of age. By using the Platform, you confirm that you are eligible under Indian law to enter into valid contracts.

In case of grievances, complaints, or queries regarding this Policy or your data, you may contact our designated Grievance Officer at:

Grievance Officer
Finclimb Wealth Advisory Pvt Ltd
Email: contact@finclimb.money