Why Digital Gold Still Deserves a Slice of Your Money

Why Digital Gold Still Deserves a Slice of Your Money

When you look at data over 8–10+ years, three things stand out for Indian investors:

• Equity (Nifty 50) has usually given the highest returns, around low-to-mid teens per year in strong 10-year periods.

• Gold has often delivered high single-digit to low double-digit returns annually over long windows—clearly higher than cash or many fixed-income options.

• FDs generally sit lower, around 6–7% per year before tax, which many times just about stays ahead of inflation.

So yes, equity is the main “growth engine.” But gold is not weak—its long-term returns are meaningful, and it behaves very differently from stocks, which is exactly where its power lies.

Simple Analogy: Two Friends, One Bodyguard

• Equity is the friend who helps you run faster.

• Gold is the bodyguard that keeps you standing when things get rough.

In several 7–10 year stretches, gold has even come close to or beaten equity returns, especially around periods of global stress and currency worries.

Combine both, and your overall journey is smoother and more resilient.

Why Digital Gold Makes This Even Better

Digital gold takes that “bodyguard” asset and makes it easy to use:

• Start with tiny amounts (₹100, ₹500) and build grams over time, instead of waiting to buy big bars.

• Hold 24K, 99.9% pure, vault-stored gold, visible in an app instead of a locker.

• Buy/sell quickly as per provider terms, without visiting a branch or jeweller.

Put simply:
Equity builds your wealth. Digital gold protects it. FDs keep it parked.
A smart portfolio usually uses all three, with digital gold as a small but significant stabiliser.